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2022 IRS Retirement Plan Contributions

Retirement plans have contributions limits determined by the IRS. Learn about 401(k) retirement plan contribution limits to help shape your retirement savings and ensure you are financially prepared for retirement. Below is a breakdown of important contribution limits for 2022 to help you determine whether your savings are on track or have an …

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Mental Health and Money Webinar

Mental Health and Money Webinar   View Full Webinar Presentation   Worrying about finances can have an impact on mental health and affect how you manage your money. HTLF Retirement Plan Services invites you to watch our latest financial wellness webinar, “Mental Health and Money.” Understand how the two influence each other …

Rx for Success

According to the 2021 Fidelity Retiree Health Care Cost Estimate, an average retired couple age 65 may need approximately $300,000 saved (after tax) to cover health care expenses in retirement. There are a number of factors behind this escalating cost challenge. In general, people are living longer, and health care inflation continues to outpace …

Heart of the Matter

Managing your blood pressure is a key component of a healthy heart. In 2021, the Centers for Disease Control and Prevention reported that nearly half of adults in the United States (47%) have hypertension, defined as a systolic blood pressure greater than 130 millimeter of mercury (mmHg) or a diastolic blood pressure greater than 80 mmHg (or are …

Deconstructing Your Debt-to-Income Ratio

Use this tool to help keep your debt in check and improve financial wellness. Your debt-to-income ratio (or DTI) measures your monthly debt payment against your monthly income (before taxes or before other deductions have been made). To calculate your DTI, add your total monthly debt payments and divide them by your total pretax monthly income. …