Blogs

Article | 5 min |
A recent survey confirms that there is no single path to retirement. Franklin Templeton’s June 2021 “Voice of the American Worker” survey confirms that retirement today feels “less cookie cutter than it used to be,” according to 82% of those polled. The survey found that individuals can benefit from personalized guidance to achieve their financial goals — an area where a financial advisor can help. The survey also showed that many participants are looking to their employers for more tools and resources. But most of all, the survey found that the way participants think about retirement is...
Article | 5 min |
The list of employee financial concerns includes stressful personal situations that distract employees’ attention from the work at hand. Thirty-nine percent of employers say that’s the item of most concern to employees, followed by increasing health care costs at 34% and the expenses and pressures of caring for family members (24%). Lackluster retirement savings come in sixth on the list, with 18% of employers choosing it as either the number one or number two issue for their employees. Reasons employers offer financial wellness programs To address these employee concerns, many employers — 70%...
Article | 5 min |
A recent survey of retirement plan participants shines a light on their positive perspectives — which can help inform plan changes you may be considering. Released in October of 2021, American Century’s 9th Annual Survey of Retirement Plan Participants found that more workers are optimistic about their futures in 2021 than they were in 2020. Not surprisingly, following more than a year of dealing with the pandemic, participants are now more positive about saving, risk and expectations. Because it’s the start of a new year, now may be an opportune time to discuss the findings with your plan...
Article | 5 min |
Employers tend to direct retirement education toward those who will soon exit the workforce — Baby Boomers and Gen Xers. That makes sense considering the nearness of retirement for those groups. But it’s the Millennials who now make up the largest constituency in the American workforce, at one out of every three workers. And it seems they need a little help when it comes to saving for their eventual retirement. Life is in Full Swing Almost half of Millennials are worried about retiring on time, and two-thirds are concerned they will outlive their retirement savings. 1 Addressing the unique...
Video | 40 min |
Mental Health and Money Webinar View Full Webinar Presentation Worrying about finances can have an impact on mental health and affect how you manage your money. HTLF Retirement Plan Services invites you to watch our latest financial wellness webinar, “Mental Health and Money.” Understand how the two influence each other and learn to recognize your money and mood patterns. Improving your mental and financial health will influence how you deal with debt, financial issues, and stress. This on-demand webinar is a great opportunity to identify steps you can take to break the debt cycle and find...