HTLF Retirement Plan Services
Financial Education

You need a sound foundation to build a successful financial life. The basics begin here.

FINANCIAL EMPOWERMENT SERIES

Education is key no matter where you are in your retirement journey. Our “Financial Empowerment Series” videos provide quick and easy-to-understand information about different areas of financial education, all meant to help you gain and maintain financial confidence.

Financial Math

Learn concepts and techniques used in the financial industry. This active webinar discusses mathematical formulas and how to apply them to your own financial goals and outcomes.

How Taxes Work

Understanding how taxation works can give you a big picture idea about the ways your money gets taxed and empower you to take greater control of your finances.

Aligning Values with Actions

Financial planning is about aligning actions with values. Learn strategies to align the two together with your life goals, objectives, and spending habits.

Why Save for Retirement

Learn why you need to save enough to cover your expenses during your retirement years, and there are many ways that make saving easy.

How to Ignore the Noise

Learn how the financial media plays a crucial role in our society by delivering up-to-the minute information, but when is it in your best interest?

Behavioral Finance

Learn how 10 cognitive biases and conflicts can impede progress toward financial goals. Understanding these biases can influence your decisions and help you make better choices.

Basics of Retirement Planning

Retirement planning basics such as choosing a savings vehicle, underlying investments, assumptions about inflation, Social Security benefits, longevity, and health care expenses during retirement.

Budgeting

A six-step process for creating a budget, along with key money management strategies and a learning exercise that focuses on creating a net worth statement and using it to measure current financial health and progress over time.

Investing

A four-step process for becoming an investor, a review of the three major asset classes, socially responsible investing options, and basic investing concepts such as risk versus reward, and diversification. Concludes with an exercise to help determine risk tolerance and implement an asset allocation strategy.

Managing Debt

Understand the difference between good debt and bad debt, learn how to manage credit card debt wisely, interpret and manage credit score, and calculate and improve debt-to-income ratio (DTI).

Social Security

A review of the current landscape of Social Security, facts regarding benefits, industry expectations, what to consider when deciding whether to take benefits earlier or later, and more.

Estate Planning

Six essential things to know about estate planning, including probate, creating a will and beneficiary designations, planning considerations regarding revocable trusts, a durable power of attorney, and healthcare directives.

Asset Allocation

Balance risk and return and become a more effective investor in your retirement plan. Learn what asset allocation is and why it is so important as you build or review your investment portfolio.

Mutual Funds

Understanding how to make different types of investments work for you is essential in building a portfolio that drives growth. Learn more about mutual funds and key benefits in your investment line-up.

To Roth or Not to Roth

Offering multiple benefits for retirement savings, learn about the different characteristics of investing after-tax dollars compared to pre-tax dollars.

 

FINANCIAL INSIGHTS

Mental Health and Money Webinar

Mental Health and Money Webinar

WEBINAR: Learn how improving your mental and financial health influences how you deal with debt, financial issues, and stress.
Click to view webinar

Pay Yourself First Webinar

Pay Yourself First Webinar

WEBINAR: Learn why it is important for young people to pay themselves first as part of a retirement plan strategy.
Click to view webinar

Investment Webinar

Investments Webinar

WEBINAR: Learn all about investments to help you be more informed in managing your retirement plan.
Click to view webinar

Understanding Uncertainty Webinar

Understanding Uncertainty Webinar

WEBINAR: Learn how you can manage investment risk by choosing an appropriate risk management strategy.
Click to view webinar

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