HTLF Retirement Plan Services
Plan Sponsors Insights

Educational articles and resources for Plan Sponsors and Administrators

Colleagues working together

Employer Trends On Attracting and Retaining Talent

More employers are enhancing their retirement plan to compete for new employees – and keep the ones they have.
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Making Portfolios

A recent survey showcases the increasing desire for in-plan ESG investment options.
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Questions and Answers

Plan Sponsors Ask

Detailed answers are provided for questions asked by Plan Sponsors.
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Cybersecurity

Combatting Cybersecurity Threats

Implementing new technologies is one part of building an effective cybersecurity practice.
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In the Drivers Seat

In the Driver’s Seat

A recent survey helps to identify sources of fiduciary risk within the control of fiduciaries.
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Window into Wellness

Window Into Wellness

A recent survey shows higher financial wellness ratings can translate into improved engagement.
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Retirement in Motion: lady exercising

Retirement in Motion

Is a Roth retirement plan contribution option right for you? And how much can you contribute to your plan in 2022?
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IRS Retirement Plan

2022 IRS Retirement Plan Contributions

Learn about 401(k) retirement plan contribution limits to help your employees shape their retirement savings.
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Social Security Basics

Social Security Basics

Help close the knowledge gap that many employees have regarding future Social Security benefits.
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Evolution of Retirement

Evolution of Retirement

The next stage in the evolution of retirement, and how it may impact future workplace benefits.
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Show Me The Money

Show Me the Money!

A recent survey helped identify trends in retirement and the needs and concerns of savers.
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Challenges Teach Lessons

Challenges Teach Lessons

Retirement readiness did not suffer in 2020, according to a close examination of plans reviewed.
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Retirement assets

Retirement assets, some left behind?

In spite of 2020, it may help if you encourage your employees to find their way to a secure retirement.
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Help Finding Participants

Help Finding Participants

Recognize red flags that could lead to losing track of participants.
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Record Gains and New Highs

Record Gains and New Highs

Notable changes and firsts in contribution and plan participation.
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Participant Risks

Risks for Participants

Understand how longevity, behavior, market conditions and inflation could impact participants’ future.
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Guidance from Cunsultants

Guidance From Consultants

Plan sponsors are seeking the help of a qualified pro to address their concerns.
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Women and Retirement

Women and Retirement

In general, women are less confident than men about their ability to retire securely. What do the numbers show, and how can employers help?
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Communicating Through Volatility

Communicating Through Volatility

You’re not the only one concerned about your retirement plan; participants worry during difficult times, too.
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401(k) Plans Remain Important for Employees Futures

401(k) Plans Remain Important

Even during tough economic times, it’s important for employers to remember the significance of providing a 401(k) plan.
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Financial Well-Being Makes Retirement More Accessible

Financial Well-Being

Financial well-being continues to make the list of employer concerns, largely because it is on the minds of employees.
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The SECURE Act

The SECURE Act

The SECURE Act contains what some call the most sweeping changes to the U.S. retirement system since the 2006 Pension Protection Act.
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Addressing GenY Barriers to Retirement Saving

Addressing Gen-Y Barriers

There are few key steps employers can take to address barriers to retirement savings.
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Female writing on paper at table.

Retirement Plan Relief

Key provisions of the CARES Act offer assistance for retirement plan participants and sponsors. Click to learn more


Web Resources for Plan Sponsors

  1. Internal Revenue Service, Employee Plans: www.irs.gov/ep
  2. U.S. Department of Labor, Employee Benefits Security Administration: www.dol.gov/ebsa
  3. 401(k) Help Center: www.401khelpcenter.com
  4. PLANSPONSOR Magazine: www.plansponsor.com
  5. BenefitsLink www.benefitslink.com
  6. Plan Sponsor Council of America: www.psca.org
  7. Employee Benefits Research Institute: www.ebri.org

 

  1. Society for Human Resources Management: www.shrm.org
  2. IRS Coronavirus Relief Questions and Answers: tinyurl.com/IRS-FAQs-Coronavirus
  3. International Foundation of Employee Benefit Plans: www.ifebp.org
  4. Thomson Reuters: tax.thomsonreuters.com
  5. Social Security Administration: ssa.gov