Trustee and Fiduciary Services
Our Elite retirement plan solution greatly reduces your investment duties and liabilities. Our Select retirement plan solution allows you to retain the investment duties while we serve as a directed trustee.
Custom Plan Design
No two retirement plans are alike and a one-size-fits-all approach is not ideal. The plan must reflect and serve the people and goals of the organization. Our cross-testing expertise allows increased contributions from key employees, and our customized testing solutions often provide more favorable testing outcomes.
Our open architecture approach offers your plan a powerful combination of mutual funds, CITs and ETFs as investment options. Our fees are fully transparent, and we offer a disciplined fiduciary process for fund selection. Additionally, we can include Target Date Retirement Funds, professionally managed asset allocation models and Self-Directed Brokerage Accounts for certain retirement plans.
Targeted Employee Education
Helpful and concise employee education creates a more engaged workforce. Your employees will be equipped with the knowledge to succeed and thrive financially. From future retirement income scenario estimates to a data-driven, educational approach to employee engagement, our commitment to "employee-first" strategies is a proven formula. Educational forums may include group and individual education meetings, virtual meetings and custom engagement campaigns.
Comprehensive Service and Support
Offering a wide array of 3(16) administrative functions, including distribution processing, Form 5500 preparations, year-end testing, and more, our highly credentialed team members include an ERPA, JD, QPA, APA, AIF, QPFCs and several QKAs. With the highest level of service, client-focused processes, and plan design and administration expertise, RPS is dedicated to fully supporting you and your team every step of the way.
Heartland Retirement Plan Services are offered through Dubuque Bank and Trust Company. Heartland Retirement Plan Services does not provide tax, accounting or legal advice. Products offered through Heartland Retirement Plan Services are not FDIC Insured, are not bank guaranteed and may lose value, unless otherwise noted.