Our Services

Due Diligence Support for Fiduciaries

Regardless of how much you delegate your plan’s investment oversight and administration, plan sponsors always play a central role as Plan Fiduciary. Our advisors help you understand and execute the key aspects of your fiduciary responsibilities, so you feel confident in your decisions.

Plan Design Consultation

Appropriate plan design is not a one-size-fits-all proposition, and plan design best practices continually evolve due to changes in the regulatory landscape and advancements in technology. Let us help you design a plan to fit the needs of your employees. We will help ensure you are current on plan design considerations that facilitate plan growth and allow your plan to evolve in ways that maximize its effectiveness.

§3(38) Investment Fiduciary Services

Careful investment option selection and monitoring are critical to helping your plan participants reach their retirement goals. This comprehensive oversight also requires significant responsibility, time and expertise to execute properly. By partnering with HTLF RPS, you can focus on running your business while we do the heavy lifting.

Employee Education and Financial Wellness

At the heart of every employee benefits plan are clear and effective communications that lead to greater participation. We leverage best practices in adult learning and behavioral finance techniques through various delivery channels to ensure your employees stay engaged. There are many financial decisions your employees must make, and many go unaddressed. Our financial wellness programs help plan sponsors provide meaningful content to their employees. These programs support employees’ overall financial success, which leads to a happier and more productive workforce.

HTLF Retirement Plan Services are offered through HTLF Bank. HTLF Retirement Plan Services does not provide tax, accounting or legal advice. Products offered through HTLF Retirement Plan Services are not FDIC Insured, are not bank guaranteed and may lose value.