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General Overview

We understand taking your role seriously as a professional retirement plan advisor. There is a lot of time, effort and resources that go into a retirement plan relationship. With over forty years of experience, we know the industry and have the expertise to be a strong and reliable partner.

 

HTLF Retirement Plan Services' Value

Are you looking for a proactive and unbiased service provider who:

  • Is willing to serve as a discretionary trustee, ERISA §3(38) investment fiduciary, and ERISA §3(16) administrative fiduciary for distributions?
  • Holds the expertise for extensive cross-testing and custom plan design?
  • Understands the value in a single point-of-contact?
  • Offers education services free from sales goals and conflict of interest?
  • Shares marketing and communication strategies?

If you answered “yes” to any of the these questions, let’s have a conversation.

Trustee and Fiduciary Services

Depending on plan sponsor needs, we can serve as a discretionary or directed trustee, as well as an ERISA §3(38) investment fiduciary over all or a portion of your investment menu.

Investments

We are committed to providing an unbiased investment menu that gives your clients confidence they’re getting access to high-quality funds.

Custom Plan Design

Unlike many of our competitors, we do not have a standard, one-plan-fits-all design. We work with you to develop specific plan provisions, customized to meet employer and employee needs.

Administrative Partnership

Our Relationship Managers and Retirement Specialists are purposely limited in the number of plans they can service to ensure attention is personal, individualized, and knowledgeable.

Heartland Retirement Plan Services are offered through Dubuque Bank and Trust Company. Heartland Retirement Plan Services does not provide accounting, legal or tax advice. Products offered through Heartland Retirement Plan Services are not FDIC Insured, are not bank guaranteed and may lose value, unless otherwise noted.