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July 5, 2022 | Personal insights

Why Young People Need to Pay Themselves First Webinar


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By investing for retirement through your employer-sponsored plan, you are taking steps to achieve your financial freedom. Choosing to participate is just one step in managing your financial savings strategy. As a young person, paying yourself first is just one pillar of personal finance and encourages sound financial habits. All it takes is a little dedication and a lot of discipline.

Building savings is a powerful motivator and there are plenty of mental benefits to seeing your savings balance grow. Understanding spending patterns, prioritizing, and money emotions empower you to achieve your financial goals. During the webinar, “Why Young People Need to Pay Themselves First,” you will discover motivating techniques you can use that you’ll truly benefit from over time.


For full citations and sources, please view the full webinar presentation. This content was recorded in September 2021. The thoughts and information provided regarding investments are those of Brian Kallback, M.A. M.S. CFP® CLU® QPA CTFA, Program Director, Financial Planning & Wealth Management Assistant Professor of Finance at Loras College, and are not advice from HTLF Retirement Plan Services.

Heartland Retirement Plan Services are offered through Dubuque Bank and Trust Company. The information provided herein is general in nature and is not intended to be nor should be construed as specific investment, legal or tax advice. The factual information has been obtained from sources believed to be reliable, but is not guaranteed as to accuracy or completeness. Heartland Retirement Plan Services makes no warranties with regard to the information or results obtained by its use and disclaims any liability arising out of your use of, or reliance on, it. Products offered through Heartland Retirement Plan Services are not FDIC insured, are not bank guaranteed and may lose value, unless otherwise noted.