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Plan Sponsors May Offer Emergency Savings Accounts to Employees Starting Next Year Emergency savings accounts within retirement plans are a relatively new concept that has not been widely studied yet. Recent research underscores the current emergency savings challenge and shines a light on the potential benefits of these accounts. Digging Into the Data According to a report by Bankrate, 1 30% of Americans made building an emergency savings account their top financial goal of 2023. The report also found that nearly half (49%) have less savings (39%) or no savings (10%) compared to a year ago...