Life involves risk. One of them is retirement, and whether the money we save to fund it will last. Do your employees understand their risk, and actions they can take now to manage it? A recent survey found that retirement security may be threatened by these four risk factors: longevity, behavior...

Want to Improve Retirement Outcomes? Make Sure Employees Understand Social Security Basics New research reveals Americans have a significant knowledge gap regarding Social Security benefits. According to a recent survey 1, more than half of Americans express confidence that they know exactly how to...

Before the pandemic struck, sponsors of U.S. defined contribution plans were realizing the benefits of calling outside assistance for guidance. Even more seem to be doing so today. Relying on consultants and financial professionals for the very specialized help they provide can help sponsors weigh...

For the past five years, Black Rock’s DC Pulse survey has helped identify trends in retirement and highlight the needs and concerns of savers. As we come out of COVID-19, it’s a timely lens into the mindset of savers and what’s needed going forward. A key focus of the 2021 DC Pulse survey was...

Tax season is upon us. While everyone’s financial situation is different, there are some basic guidelines to get you started. File Electronically This is the quickest way to get your tax refund. There are many online platforms that make filing your taxes safe and easy. You’ll need your account...

A recent survey confirms that there is no single path to retirement. Franklin Templeton’s June 2021 “Voice of the American Worker” survey confirms that retirement today feels “less cookie cutter than it used to be,” according to 82% of those polled. The survey found that individuals can benefit from...

Do you feel like you spent the last year gripping the steering wheel and waiting to see what would happen? You aren’t alone. Still, as we collectively look ahead and the chaos wanes, bits of good news are emerging. In the investing world, 2020 was a year of records and firsts. The Dow Jones...

Why Young People Need to Pay Themselves First Webinar View Full Webinar Presentation By investing for retirement through your employer-sponsored plan, you are taking steps to achieve your financial freedom. Choosing to participate is just one step in managing your financial savings strategy. As a...

Understanding Uncertainty: Retirement Plan Webinar View Full Webinar Presentation All of us are surrounded by fear of risk. When the media discusses investments, so much is driven by what an investor could lose or gain. Some investments are marketed as growth, guaranteed, or safe. What is risk? What...

A recent survey of retirement plan participants shines a light on their positive perspectives — which can help inform plan changes you may be considering. Released in October of 2021, American Century’s 9th Annual Survey of Retirement Plan Participants found that more workers are optimistic about...

On the surface, retirement readiness did not suffer significantly in 2020, according to a close examination of the 1.1 million participants in 1,076 plans reviewed for a recent white paper. Of course, the market experienced significant dips in the first quarter of 2020, but results were broadly...

Mental Health and Money Webinar View Full Webinar Presentation Worrying about finances can have an impact on mental health and affect how you manage your money. HTLF Retirement Plan Services invites you to watch our latest financial wellness webinar, “Mental Health and Money.” Understand how the two...